
What to Do After a Car Accident in Daytona Beach, FL
March 25, 2025 | Attorney, Allan Ziffra
As someone who has spent decades representing injury victims in Daytona Beach and throughout Central Florida, I can tell you that the moments following a car accident can feel overwhelming. You’re hurt, confused, and suddenly faced with unfamiliar challenges. That’s why it’s so important to understand your legal rights and the steps you need to take to protect them.
At Rue & Ziffra, we’ve dedicated our careers to helping injured clients navigate this process—so you can focus on healing while we handle the rest.
Immediate Steps After the Accident
If you’ve been involved in a car accident in Daytona Beach, the first steps you take can significantly impact the outcome of your case. Start by reporting the accident to law enforcement, especially if there are injuries or more than $500 in property damage. Don’t delay in seeking medical attention—even if you feel okay. Some injuries aren’t immediately apparent, and medical records serve as critical evidence in your personal injury claim.
While still at the scene, take photographs of the vehicles, roadway, and any visible injuries. If there are witnesses, collect their contact information. And always be sure to obtain a copy of the police report—it often contains valuable information that supports your case.
Once your immediate needs are addressed, schedule a consultation with an experienced car accident attorney. This step is vital in protecting your legal rights from the start.
The Importance of Legal Representation
After receiving medical care and gathering preliminary evidence, it’s time to speak with a qualified personal injury attorney. At Rue & Ziffra, we offer free consultations to evaluate your case and walk you through your legal options.
Bring everything you’ve collected—medical records, accident photos, the police report, and your insurance information. We’ll use this information to begin building a strong foundation for your case. Our goal from day one is to shield you from the insurance companies and prevent them from undervaluing your claim.
We take over all communications with the insurers so you don’t have to worry about saying the wrong thing or being taken advantage of. This allows you to concentrate on what really matters—your recovery.
Filing Your Personal Injury Lawsuit
Once we’ve determined that you have a valid case, we’ll file a formal legal complaint in the appropriate Florida court. This document outlines your injuries, how the accident occurred, and what compensation we are seeking on your behalf.
It’s important to remember that Florida now has a two-year statute of limitations for filing a personal injury lawsuit. Failing to file within that timeframe could cost you the ability to recover damages, which is why early legal involvement is so crucial.
Once your case is filed, our team continues managing all related insurance claims while preparing your case for the next phase of litigation.
Investigation and Discovery: Building Your Case
With your case officially underway, we conduct a detailed investigation into every aspect of the accident. This includes reviewing the police report, interviewing witnesses, obtaining expert opinions, and gathering medical documentation that reflects the true extent of your injuries.
During discovery, both sides exchange relevant information through written questions, requests for documents, and depositions. This phase is where many cases are won or lost. At Rue & Ziffra, we meticulously prepare your case, because we know that strong evidence is the key to compelling negotiations—or a trial victory if it comes to that.
Pre-Trial: Preparing for Resolution or Court
As discovery wraps up, we enter the pre-trial stage. The court may schedule case management conferences, and your attorney will file motions that could impact how your case is heard—such as requests to admit evidence or even motions for summary judgment.
Florida follows a comparative negligence rule, meaning your compensation can be reduced if you’re found partially at fault. We take a strategic approach during this phase to minimize your liability and maximize your potential recovery.
Settlement Negotiations: Where Most Cases Are Resolved
The majority of personal injury cases resolve during negotiations. Our car accident attorneys draft a comprehensive demand letter that outlines your injuries, medical costs, and the non-economic impact the accident has had on your life.
We leverage all available evidence, including expert testimony when needed, to present a compelling case for full compensation. Our job is to deal with the insurance company so that you don’t have to. We’re skilled negotiators—and we never settle for less than you deserve.
Trial: When a Fair Settlement Isn’t Offered
If the insurance company refuses to offer a reasonable settlement, we are fully prepared to take your case to trial. Trial preparation is extensive and includes presenting expert witnesses, preparing exhibits, and selecting an impartial jury.
At trial, we must prove that the other party’s negligence caused your injuries. While this process can be daunting, we walk you through every step, making sure your story is told and your rights are fully protected.
Critical Legal Considerations in Florida
Pursuing a car accident claim in Daytona Beach means understanding key legal issues that can impact your recovery:
- Statute of Limitations: You have just two years to file a personal injury lawsuit in Florida.
- Comparative Negligence: If you’re partially at fault, your compensation may be reduced.
- Insurance Coverage: Florida is a no-fault state, which means your PIP coverage typically pays up to 80% of medical expenses and 60% of lost wages, up to your policy limits—regardless of fault.
Understanding how these factors play into your case is where experienced legal counsel becomes indispensable.
How Rue & Ziffra Can Help
At Rue & Ziffra, we’ve represented thousands of injury victims throughout Volusia and Flagler counties. Our mission is simple: fight for the full compensation our clients deserve while delivering compassionate, skilled representation at every step.
We’ll handle your insurance claims, investigate your accident, and advocate fiercely during negotiations or in the courtroom. With a deep understanding of Florida’s personal injury laws and a strong presence in the Daytona Beach community, we’re here to make sure your voice is heard—and your recovery is prioritized.
If you’ve been injured in a car accident, contact us today. Let our team of experienced injury attorneys in Daytona Beach get to work for you.

Allan Ziffra
Personal Injury Lawyer
This article has been written and reviewed by Allan Ziffra. Allan L. Ziffra is a founding partner and president of Rue & Ziffra, a personal injury law firm. With over two decades of experience, Allan has litigated cases involving catastrophic injuries, securing over $100 million for clients. He holds a Master of Laws in Taxation from the University of Miami and a JD from Stetson University.