A driver who looks down at a phone may travel hundreds of feet without watching the road. Texting while driving car accidents in Palm Coast can cause painful injuries and mounting medical expenses. Time away from work may create added financial pressure. You may also feel uncertain about how the insurance claim will affect your future.
You do not have to handle these difficulties on your own. An experienced car accident attorney can explain your options and preserve important evidence. We can also communicate with insurers while you focus on treatment. Rue & Ziffra brings more than 50 years of experience to every stage of a personal injury claim.
Texting creates visual, manual, and cognitive distractions at the same time. A distracted driver may fail to notice a stopped vehicle, a changing traffic signal, a pedestrian, a cyclist, or a curve until it is too late. Texting and driving can cause car wrecks that leave people in Palm Coast with serious and sometimes permanent injuries.
Common texting-related crashes include:
Florida Statutes § 316.305 prohibits operating a motor vehicle while manually typing or entering letters, numbers, symbols, or other characters into a wireless device for nonvoice communication, subject to statutory exceptions. A citation may support an investigation, but it does not automatically establish liability. The available evidence must still show how the driver’s distraction caused the collision and your resulting injuries.
A texting accident claim may depend on evidence that disappears quickly. Phone records can reveal whether the driver used a mobile device before the crash. Images from the scene may help reconstruct what happened, while witness accounts can provide added context. The crash report may document the officer’s initial findings. Vehicle event data can also show the driver’s speed or braking before impact.
Our legal team can investigate the collision, request relevant records, interview witnesses, review medical documentation, and work with qualified specialists when needed. We may also compare the timing of messages or app activity with the time of the crash. These records can help establish whether texting and driving contributed to the car collision in Palm Coast. Taking action promptly helps preserve important evidence and protects your ability to meet legal deadlines.
The state’s no-fault system generally requires injured people to seek Personal Injury Protection (PIP) benefits first. Under Florida Statutes § 627.736, medical care must begin within 14 days for PIP benefits to apply. PIP may cover some medical expenses and lost income, but serious injuries often exceed policy limits.
Evidence that a driver was texting may help prove fault and support a compensation claim after a Palm Coast car crash. Once your losses meet the legal injury threshold, recoverable damages may include:
Florida Statutes § 768.81 applies modified comparative fault. Anyone more than 50 percent responsible generally cannot recover damages. Those 50 percent or less at fault may recover a reduced amount. Insurers may try to shift blame, so strong evidence remains important.
Phone-related crashes can affect your health and your ability to earn a living. Recovery may also bring uncertainty about fault or insurance coverage. Texting while driving car accidents in Palm Coast can make the path to compensation more difficult.
Rue & Ziffra has more than 50 years of experience helping injured clients. We can investigate what happened and manage communications with the insurance companies. Our team will pursue fair compensation on your behalf. Schedule a free consultation with your local injury attorneys today.
Rue & Ziffra – Your Trusted Personal Injury Lawyers
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