The I-4 corridor may be convenient, but it also carries risks for drivers and other road users. This area has high accident rates, and anyone driving here would be wise to stay alert in traffic.
Rue & Ziffra’s injury attorneys have been representing accident survivors for decades. If you or someone you love was injured in a crash, a Deltona car accident lawyer at our firm could explain your options.
Florida’s no-fault car accident law requires an injured person to file a claim against their own personal injury protection (PIP) policy for medical bills, regardless of who was responsible. However, the no-fault rule does not apply to property damage, so survivors must file claims against the liability insurance of the other car involved.
Under Florida Statutes § 627.736(1)(a) and (b), PIP should pay 80 percent of an injured person’s reasonable medical bills, together with 60 percent of their lost wages and expenses. PIP should also cover other members of the insured person’s household, as well as passengers and some others (unless they have their own PIP coverage policy).
Our Deltona car wreck lawyers can help injured people understand how these insurance rules apply to their situation, ensure claims are filed correctly, and pursue additional compensation if their injuries meet the legal threshold to step outside Florida’s no-fault system.
Despite the no-fault policy, insurance laws can make it difficult for car crash survivors to get the damages (compensation) that they need after their accident, making it important to consult a Deltona car accident attorney as soon as possible. To qualify for coverage, the people involved must get medical treatment within 14 days, which could surprise survivors if they develop problems from concealed injuries.
The state-required PIP coverage limit is $10,000, which may not cover even simple injuries, especially for older patients who take longer to heal. Under Fla. Stat. § 627.736(1)(a)(4), the insurer does not have to pay more than $2,500 if a medical professional determines that the injured person did not have an emergency medical condition.
An accident survivor can only claim damages from another driver’s insurance if they have suffered a severe enough injury. Fla. Stat. § 627.737 indicates that this includes significant and permanent disfigurement or loss of a bodily function. If an accident victim dies, the family can sue the driver for wrongful death.
After a car crash, accident victims often face difficulties with regulations and pressure from insurance companies. The job of a Deltona auto accident lawyer is to shield their clients from that pressure and work hard to protect their rights to recover damages.
When insurance companies investigate car accidents and write their reports, they try to find a reason to avoid paying anyone, or at least to make the smallest possible payment. If another driver makes a claim against their insured for property damage or bodily injury, they will look for anything that might put responsibility on the injured person.
A local attorney from Rue & Ziffra could investigate the accident to ensure the insurer does not unjustly blame their client. If a client struggles to get medical bills paid, we could appeal findings or file a claim with the other driver’s insurer.
For 50 years, Rue & Ziffra has focused on serving the community in Volusia County and the First Coast. That is why our office works to keep it safe for drivers, not just through litigation but by supporting Teen Safety Driving School, the Text Free Zone Initiative, and more.
Lawmakers are considering changes to auto insurance law, so it is vital to work with trusted counsel to avoid confusion. Call us today to make an appointment with a Deltona car accident lawyer.
Rue & Ziffra – Your Trusted Personal Injury Lawyers
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