In the state of Florida, if you were injured in motor vehicle accident, whether it is the fault of another party or your own, your PIP coverage through your insurance company, must pay 80% of your medical expenses and up to 60% of your lost wages and replacement services (such as child care, home or yard cleaning, etc.). PIP insurance also pays up to $5,000.00 in death benefits.
Insurance claim disputes are not supposed to happen. The purpose of insurance is to help you when you are in need after an unfortunate event. In most cases the PIP insurance companies pay the money that is due under the insurance policy after you make your claim. However, there are occasions that the insurance company denies claims, pays less than what is due, delays payment, or makes unreasonable demands before making payment. This is when you need a lawyer to provide you with the advice and guidance on the different Florida PIP insurance claim disputes that arise.
Our law firm has significant experience in reviewing PIP insurance claims and advising claimants of their rights under their PIP policies. We also have extensive experience in litigating disputes involving PIP insurance, including actions for breach of contract and declaratory relief.
This type of coverage can, at times, be extremely troublesome for both the claimant as the statute regulating PIP insurance is often vague and open-ended. If you have any questions regarding your coverage, please do not hesitate to call.