Florida law allows PIP insurance companies to require claimants to submit to compulsory medical examinations or independent medical examinations.  This is when the PIP insurance company selects a physician of their choice to examine the claimant in order to evaluate any claims of injury. The insurance company will pay the cost of this examination.

It is important to know that if a claimant refuses to submit to the exam under PIP this may constitute as a breach of contract which may release the insurance company from their obligation to pay benefits.